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| - | Credit cards nowadays are fast becoming the most effective means of financial transaction. The convenience and time saving benefits along with the safety and reliability they offer make them the popular choice. The wide network of shops, malls and retail outlets encourage a vast populace to use them extensively. As the consumer base for credit cards is expanding rapidly, more and more people are getting overwhelmed by the diversity of offers. This article takes a look at the popular credit card prevailing in the market and their features.
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| - | Balance transfer credit cards
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| - | Allow customers to transfer a higher interest credit card balance onto a credit card with a lower interest rate.The terms of balance transfer credit cards vary greatly with credit card issuer and offer. It will be better to know these terms before deciding on a balance transfer credit card.
| + | == Food People Power == |
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| - | Low interest credit cards
| + | For many years, people living in West Oakland had accepted eating unhealthy food as a way of life. That is, until a small group of people decided to change their community through Mandela MarketPlace, a non-profit that partners with local residents and rural, minority farmers to bring fresh agricultural produce to their local corner stores. Mandela MarketPlace now represents the difference that youth can make by challenging prevailing paradigms - you CAN select what you put in your body. |
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| - | These cards offer a either a low introductory APR. It can change to high rates after some time. The exact details can be found in the credit card offer. People generally take advantage of the low introductory APR's and make large purchases.
| + | [[http://goodvillenews.com/Food-People-Power-NPElli.html Food People Power]] |
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| - | Reward Cards
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| - | These cards usually give the customer incentives or rebates and even cashback for the amount they spend by their credit cards. There are various types of reward cards. Some of the most popular are:
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| - | Airline reward cards
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| - | These give incentives towards purchases on air travel, like frequent flyer or airline miles credits. The incentives can be points based or cash based which can be redeemed towards further air travel or as provided in the credit card offer. The exact details about the offer can be obtained from the terms and conditions of respective credit card.
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| - | Cash back credit cards
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| - | You get cash rewards for using these credit cards. The rates at which companies give cashback vary. It is a very good credit card for those who follow their repayment schedule religiously. If used properly it can return a significant amout of money back to the customer. [http://www.e-creditcards.net/ credit cards]
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| - | Gas reward credit cards
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| - | These give incentives towards purchases on fuel for automobiles and other vehicles. The incentives can be points based or cashbased which can be redeemed towards as described in the credit card offer.
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| - | Bad credit or credit Repair cards
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| - | These are specifically designed for those with bad credit. The interest rates for these cards are high but there are a few other options open for those with poor credit. Following the repayment schedule will help the customer in reviving his/ her credit ratings.
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| - | Secured credit cards
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| - | These credit cards require collateral for approval. Available for those with poor credit these cards offer an option to rebuild credit history. The collteral can be anything ranging from property, jewellery, car, or any other valuable good acceptable with the credit card issuer. These cards come with extra fees and strict repayment options.
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| - | Prepaid or stored value credit cards
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| - | The entire amount stored in the credit card has to be paid in advance to the credit card company. These cards are also known as debit cards. These types of credit cards do not have any finance charges and help avoid the credit card debt because you can only spend what youu have. These cards are a purfect budgeting tool.
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| - | Business credit cards
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| - | These are cards tailored to business credit needs. Coming with special business incentives like higher credit limits, special business rewards, and additional cards for employees they help streamline the business processes. The offer and promotion varies with every credit card and issuer.
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| - | Student credit cards
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| - | These credit cards are usually the first step towards building a credit history. Tailored specifically to the needs of the students these cards generally require no cerdit history. Helpin students with the much needed finance, these cards come with a low interest rate and easy repayment options.
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| - | It is strongly advised that a customer should first discuss his financial needs with a consultant and thoroughly acquaint himself of all the terms and conditions before getting any credit card. o matter what type of credit card you choose, be sure to discuss your specific financial needs with your financial advisor or accountant before applying for any credit card.
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| - | == 10 Keys to Happier Living ==
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| - | Action for Happiness has developed the 10 Keys to Happier Living based on a review of the latest scientific research relating to happiness. Everyones path to happiness is different, but the research suggests these Ten Keys consistently tend to have a positive impact on peoples overall happiness and well-being.
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| - | [[http://goodvillenews.com/10-Keys-to-Happier-Living-vxnwik.html 10 Keys to Happier Living]] | + | |
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| | [[http://goodvillenews.com/wk.html GoodvilleNews.com - good, positive news, inspirational stories, articles]] | | [[http://goodvillenews.com/wk.html GoodvilleNews.com - good, positive news, inspirational stories, articles]] |
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| - | == 5 Things You Can Do To Love Your Authentic Self More == | + | == Teen Told to Clean His Room Finds Winning Lotto Ticket == |
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| - | I had no idea that being your authentic self could make me as rich as Ive become. If I had, Id have done it a lot earlier. Oprah WinfreyIt can be easy to love other people but its not always easy to love your authentic self, am I right?
| + | A teenager from Midlothian has cleaned up on the National Lottery after finally cleaning up his messy bedroom. Ryan Kitchin scooped more than 50,000 after finding a winning lottery ticket in the room that his mother had been asking him to clean for weeks. |
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| - | [[http://goodvillenews.com/5-Things-You-Can-Do-To-Love-Your-Authentic-Self-More-r2jcXE.html 5 Things You Can Do To Love Your Authentic Self More]] | + | [[http://goodvillenews.com/Teen-Told-to-Clean-His-Room-Finds-Winning-Lotto-Ticket-AfWho8.html Teen Told to Clean His Room Finds Winning Lotto Ticket]] |
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| | [[http://goodvillenews.com/wk.html GoodvilleNews.com - good, positive news, inspirational stories, articles]] | | [[http://goodvillenews.com/wk.html GoodvilleNews.com - good, positive news, inspirational stories, articles]] |
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| - | == 5 Reasons Why Meditation Beats an iPhone == | + | == Nintendo Unveils Wii U Console == |
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| - | People buy iPhones to be universally connected and have a ton of cool functions and features at their fingertips. But as the wise monk Rev. Heng Sure once said, everything we create in silicon already exists in carbon. Id add that the silicon technology is a poor facsimile at best.
| + | Nintendo Co. on Tuesday unveiled details of its Wii U videogame console to be launched late this year, featuring a tablet computer-like controller with touch-sensitive panel. |
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| - | [[http://goodvillenews.com/5-Reasons-Why-Meditation-Beats-an-iPhone-piD3rp.html 5 Reasons Why Meditation Beats an iPhone]] | + | [[http://goodvillenews.com/Nintendo-Unveils-Wii-U-Console-mGg2T2.html Nintendo Unveils Wii U Console]] |
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| | [[http://goodvillenews.com/wk.html GoodvilleNews.com - good, positive news, inspirational stories, articles]] | | [[http://goodvillenews.com/wk.html GoodvilleNews.com - good, positive news, inspirational stories, articles]] |
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| - | == Worth Our Weight: The Taste of Compassion == | + | == Sharing A Laughter Break == |
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| - | Its a sunny Saturday morning, and my wife and I turn into a residential neighborhood of Santa Rosa, California the only sign of commerce is a beleaguered shopping mall a few hundred feet away. I glance down at my GPS to make sure this is where we want to be and in doing so I almost pass my destination. There it is tucked away to the left, sandwiched between two homes: Worth our Weight (W.O.W)
| + | It was a rainy day and I noticed that the lady coming into the senior center had holes in both shoes. Her toes were sticking through the shoes! |
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| - | [[http://goodvillenews.com/Worth-Our-Weight-The-Taste-of-Compassion-qYcZwK.html Worth Our Weight: The Taste of Compassion]] | + | [[http://goodvillenews.com/Sharing-A-Laughter-Break-mSRSw5.html Sharing A Laughter Break]] |
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| | [[http://goodvillenews.com/wk.html GoodvilleNews.com - good, positive news, inspirational stories, articles]] | | [[http://goodvillenews.com/wk.html GoodvilleNews.com - good, positive news, inspirational stories, articles]] |
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| - | == How To Let Go of Insecurities 7 Steps To Build Your Confidence == | + | == Reuse of Wastewater May Improve Drinking Water Supply == |
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| - | Self-worth comes from one thing thinking that you are worthy. Wayne DyerIts okay to have insecurities, we all do and its crucial for us to observe and understand the impact these insecurities have on the quality of our lives.
| + | With recent advances in technology and design, treating municipal wastewater and reusing it for drinking water, irrigation, industry, and other applications could significantly increase the nations total available water resources, particularly in coastal areas facing water shortages, says a new report from the National Research Council. |
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| - | [[http://goodvillenews.com/How-To-Let-Go-of-Insecurities-7-Steps-To-Build-Your-Confiden-APt.html How To Let Go of Insecurities 7 Steps To Build Your Confidence]] | + | [[http://goodvillenews.com/Reuse-of-Wastewater-May-Improve-Drinking-Water-Supply-SD47qe.html Reuse of Wastewater May Improve Drinking Water Supply]] |
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| | [[http://goodvillenews.com/wk.html GoodvilleNews.com - good, positive news, inspirational stories, articles]] | | [[http://goodvillenews.com/wk.html GoodvilleNews.com - good, positive news, inspirational stories, articles]] |
